Facing bills and unsure what cash you can keep if you file Chapter 7 in Texas? Among types of bankruptcies in Texas, Chapter 7 can wipe out many debts but raises clear questions about cash exemption limits and which assets count as exempt property. This article explains Texas bankruptcy exemptions, … [Read more...]
Texas Law On Unpaid Medical Bills (What You Need To Know)
When a sudden hospital stay leaves you with mounting medical bills and constant collection calls, deciding whether to pay, negotiate, or file can feel crushing. What safeguards protect your home, wages, and credit when medical debt accumulates? How do Different Types of Bankruptcies in Texas, such … [Read more...]
Exempt Bank Accounts In Texas (Protecting Your Money From Garnishment)
A judgment, a bank levy, or a surprise creditor call can leave your checking or savings account frozen overnight; what can you realistically keep? Understanding the Types of Bankruptcies in Texas, such as Chapter 7 or Chapter 13, helps determine which bankruptcy exemptions and state protections … [Read more...]
Voluntary Repossession in Texas (What You Need To Know)
Facing a repossession notice on your car or truck can feel like losing control, especially when collectors, deficiency balances, and long-term credit damage are on the line. Understanding how voluntary repossession in Texas fits into types of bankruptcies in Texas, such as Chapter 7 and Chapter 13, … [Read more...]
How to Avoid Medicaid Estate Recovery in Texas
When a loved one needs long-term care through Medicaid, many Texas families worry about what happens to their home and assets after their passing. The Texas Medicaid Estate Recovery Program (MERP) allows the state to reclaim costs from a deceased person's estate. With nearly 20 years of experience … [Read more...]
How Much Does a Lawyer Charge for Chapter 7 in Texas?
Bills pile up, calls from collectors keep coming, and you're unsure which step will alleviate the stress. Among the types of bankruptcies in Texas, Chapter 7 often offers a clear path to wipe out unsecured debt, but people quickly ask about cost and eligibility. Wondering how much a lawyer charge … [Read more...]
Withholding A Child From Another Parent Without Court Order in Texas
In Texas, when no custody order exists, both parents have equal possession rights. You usually cannot withhold a child from the other parent unless there’s immediate danger; instead, file for temporary orders. Withholding that violates an order or occurs during a pending case can trigger criminal … [Read more...]
When Can Creditors Sue You in Texas? Deadlines, Defenses & Next Steps
In Texas, most consumer‑debt lawsuits (credit cards, medical bills, personal loans) must be filed within four years from accrual; many promissory notes and certain checks follow six‑year limits under UCC § 3.118. Time‑barred debt buyers cannot sue or revive expired claims. Can creditors sue … [Read more...]
Protective Orders in Texas Divorce
In a Texas divorce, a protective order is a court order that quickly restricts contact, sets safety rules, can grant exclusive home use, and affects parenting time. Judges often hold a hearing within 14 days, and violating the order is a crime enforced by police. During a Texas divorce, … [Read more...]
Tracing Separate Property in Texas Divorce
In a Texas divorce, you prove separate property by rebutting the community presumption with clear and convincing evidence that tracks the asset from separate source to today through any mutations. Bank records, deeds, closing papers, and expert tracing schedules typically supply the proof courts … [Read more...]
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