Residents living in Texas are subject to wage garnishment by the IRS if they owe taxes. A wage garnishment orders your employer to withhold a portion of your paycheck each pay period and send it to the IRS. The only way to stop wage garnishment is to file for bankruptcy. Immediately upon filing bankruptcy, an… Read More
CHAPTER 13 BANKRUPTCY
If you are financing your car, you have different options on what you may do with your car in Chapter 7 and Chapter 13 bankruptcy. In Chapter 7, you have three options: Reaffirm the debt. This means you sign a new contract under the same terms of the old contract. Bankruptcy often removes your personal… Read More
Benefits of Chapter 7 Bankruptcy
Chapter 7 bankruptcy provides one of the fastest means of getting a fresh financial start. It is designed at eliminate your debt in just a few months, typically four to six months. Benefits of Chapter 7 Bankruptcy is very effective at completely wiping out common debts such as: Credit cards Most personal loans Money owed… Read More
Bankruptcy Alternatives
Bankruptcy, particularly, Chapter 13 bankruptcy is a useful tool in stopping a foreclosure and getting your loan caught up. If you fall behind on your mortgage, the mortgage lender will eventually consider the loan in default, demand the full balance of the mortgage, and give notice of foreclosure proceedings. In most cases, the lender will… Read More
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