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You are here: Home / Archives for Bankruptcy

If I file for Chapter 7 Bankruptcy, could I lose my house?

August 8, 2024
Written by Christopher Migliaccio | Last updated on June 12, 2025

a house with a foreclosure sign on the front lawn

Filing for bankruptcy can be a significant and complex decision, impacting various aspects of your financial life, including your home. Many people wonder if they could lose their house when they contemplate filing for bankruptcy. As an attorney specializing in bankruptcy law at Warren & … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy

Chapter 7 Bankruptcy Dismissed: Reasons, Consequences, and Alternatives

October 2, 2024
Written by Christopher Migliaccio | Last updated on June 12, 2025

Young hispanic student upset studying inside university campus academic library, disappointed and sad received a letter with bad results in studies and entrance exam.

Having your Chapter 7 bankruptcy dismissed can be unsettling, especially when you're already dealing with financial strain. Many individuals considering Chapter 7 bankruptcy in Texas wonder about the potential consequences and their next steps. Understanding why it was dismissed and the implications … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Will and Trust Attorney Near Me: Securing Your Legacy – A Comprehensive Guide in Texas

June 6, 2025
Written by Christopher Migliaccio | Last updated on June 10, 2025

Estate Planning Wills Trusts Attorney Protect Assets Wealth Strategy 3d Illustration

Introduction When I hear from families about estate planning here in Texas, I often hear the same worry: “We know we need to do something about our estate planning, but we don’t know where to begin.” I’ve had this conversation many times at Warren & Migliaccio. The one I just had with Paul … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag, Chapter 7 Bankruptcy, Estate Planning Tag, revocable living trust

Can a Second Mortgage Be Discharged in Chapter 7?

July 25, 2024
Written by Christopher Migliaccio | Last updated on June 4, 2025

Illustration of a person with a laptop and a thoughtful expression, accompanied by the text "SECOND MORTGAGE?" and a numbered list from 1 to 3—navigating the complexities even after Chapter 7 discharge.

As an attorney with extensive experience in bankruptcy law here in Texas, I encounter clients facing all sorts of complex financial challenges. I remember the first call I received from a new client named Hank, a Texan grappling with how to manage the second mortgage on his home that he just … [Read more...]

Categories: Bankruptcy, Chapter 7 Bankruptcy Tagged: Chapter 7 Bankruptcy

Are Student Loans Forgiven When You File for Bankruptcy?

August 18, 2024
Written by Christopher Migliaccio | Last updated on June 4, 2025

college graduates throwing their caps into the air who now have to deal with student loans

Update (November 8, 2024): Just yesterday on November 7, 2024 The New York Times reports "Judge Halts Biden Student Debt Plan Right After It Was Allowed to Proceed". A federal judge in Missouri temporarily blocked a Biden administration plan to cancel student debt less than a day after … [Read more...]

Categories: Bankruptcy

Five Tips for Those Considering Bankruptcy

October 26, 2012
Written by Christopher Migliaccio Leave a Comment | Last updated on May 27, 2025

Bankruptcy may sound like the easiest way out of a financial mess. However, that isn’t always the case. Anyone considering filing for bankruptcy should seek legal counsel. The following are five tips for anyone who is considering filing for bankruptcy: analyze your financial situation to … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Can You Declare Bankruptcy to Escape a Credit Card Lawsuit in Texas?

January 28, 2022
Written by Christopher Migliaccio | Last updated on May 27, 2025

person-checking-credit-card-debt

Facing a lawsuit for unpaid credit card debts is stressful enough to wipe away your peace of mind and disrupt your life. The resulting garnishing of bank accounts and seizing of non-exempt assets can bring your financial life to a standstill or set it in a dooming downward spiral. However, the … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

What does bankruptcy do?

November 28, 2011
Written by Christopher Migliaccio | Last updated on May 27, 2025

People begin to ask themselves (and others), “What does bankruptcy do?” as they begin to consider the possibility that they may need to file for bankruptcy. Being well-informed on the bankruptcy processes is vital to adequately preparing yourself. The more prepared you are, the more likely you are … [Read more...]

Categories: Bankruptcy Tagged: Chapter 7 Bankruptcy

Alternatives to Bankruptcy in Texas

December 28, 2011
Written by Christopher Migliaccio | Last updated on May 27, 2025

Being under financially hard times does not necessarily mean that you need to file for a Chapter 7 or Chapter 13 bankruptcy. In some cases, you may be able to resolve your financial troubles by addressing your debt head-on, and a bankruptcy could be avoided altogether. Consider speaking with a … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

Inheritance after Bankruptcy in Texas

December 28, 2011
Written by Christopher Migliaccio | Last updated on May 27, 2025

If you have received an inheritance after you have filed for a bankruptcy in Texas, what happens next depends almost entirely on 2 factors – the timing of the bankruptcy and the type of the bankruptcy that you filed, either a Chapter 7 or Chapter 13. Whatever the circumstances, a bankruptcy attorney … [Read more...]

Categories: Bankruptcy Tagged: Bankruptcy Tag

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Christopher Migliaccio, attorney in Dallas, Texas
About the Author

Christopher Migliaccio is an attorney and a Co-Founding Partner of the law firm of Warren & Migliaccio, L.L.P. Chris is a native of New Jersey and landed in Texas after graduating from the Thomas M. Cooley School of Law in Lansing, Michigan. Chris has experience with personal bankruptcy, estate planning, family law, divorce, child custody, debt relief lawsuits, and personal injury. If you have any questions about this article, you can contact Chris by clicking here.

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