Filing for bankruptcy is one of the most challenging decisions a person can make. If you're struggling with overwhelming debt, it's important to carefully weigh the pros and cons of filing bankruptcy. Bankruptcy laws are complex and can have long-term financial and personal consequences. As a … [Read more...]
Can a Collection Agency Sue You After 7 Years?
If you're dealing with debts, you might wonder, "Can a collection agency sue you after 7 years?" This question comes up often because many people believe that after a certain time period, debts just disappear. However, the reality is a bit more complicated. In Texas, the rules around debt collection … [Read more...]
LL Flooring Files for Chapter 11 Bankruptcy, Announces Closure of 94 Stores Across 30 States | Warren & Migliaccio
LL Flooring, formerly known as Lumber Liquidators, has filed for Chapter 11 bankruptcy and announced the closure of 94 stores across more than 30 states, including Texas. According to filings made in Delaware bankruptcy court on Sunday, the company is grappling with nearly $110 million in long-term … [Read more...]
What Documents Do I Need to File for Bankruptcies In Texas?
So you’re getting ready to file for bankruptcy? You’ll need to get specific documents to make the process go smoothly. These include personal identification, financial records, and legal and property documents. This guide covers everything you need to know about “what documents do I need to file for … [Read more...]
Online Romance Scams and How Bankruptcy Can Help
Online Romance Scams - Use Bankruptcy to Protect Yourself from Financial Ruin Many people turn to social media or dating sites to meet their potential partners due to the convenience these platforms offer. For some, the worst happens when scammers trick them into sending their hard-earned cash. … [Read more...]
Breastfeeding and Shared Custody in Texas Divorce and Custody Cases | Warren & Migliaccio
Nearing the end of a relationship brings a lot of feelings and changes. When kids are involved, the ending of a partnership can bring about extensive challenges, necessitating custody arrangements, timetables, and the evolution of routines. At the same time, emotions can feel practically cluttered … [Read more...]
What is the Income Cut Off for Chapter 7
Overwhelmed with debts? Financial stress can get extremely challenging. But there is a legal process to save you from all the struggle! Filing for Chapter 7 bankruptcy is one of the most common options to wipe off all your unsecured debts, including your personal debt, medical expenses, and … [Read more...]
Should I File Bankruptcy Before or After Divorce in Texas?
Should I file bankruptcy before or after divorce in Texas? This question can loom large for those already coping with the emotional toll and financial strain of ending a marriage. In Texas, where divorce follows community property laws, the stakes often feel higher. There isn’t a one-size-fits-all … [Read more...]
Chapter 7 Means Test Calculator Online: A Guide to Financial Relief
As an attorney focused on consumer bankruptcy law, I recently had an encounter with a single mother struggling to make ends meet. Let's call her Sarah for story purposes even though that’s not her real name. Juggling multiple jobs to support her two young children, Sarah found herself drowning in … [Read more...]
Filing Chapter 7: What Happens to My Cosigner?
Facing Chapter 7 bankruptcy is tough, not just for you but also for those tied to your financial journey. One critical concern many have is what happens to my cosigner if I file chapter 7. In this piece, we're setting out to help you understand Chapter 7 bankruptcy and its impact on your cosigners, … [Read more...]
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