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4 Things You Should Do in Bankruptcy

Post by Christopher Migliaccio Leave a Comment

Declaring bankruptcy isn’t something that most people intend on doing. But when you cannot pay your bills and creditors are breathing down your neck, it may be the only way to get back on your feet.

Although it can be a difficult decision to make, and there may be complexities involved in your case, there are things you can do that may make the process smoother or may help you recover.

There are four things you should do when filing for bankruptcy: 

  • Budget – Make a commitment to develop and stick to a daily, weekly and monthly budget.
  • Reestablish your credit score – While a bankruptcy is going to stay on your credit report for a number of years, it may improve your score by paying bills on time and using credit cards responsibly.
  • Take responsibility – Although you can’t change what has happened, you can work to ensure that it doesn’t happen again.
  • Simplify – This means finding activities that can be done without or for very little cost and cutting down on regular, everyday expenses.

Filing bankruptcy isn’t the easiest decision to make. However, creating the opportunity for a fresh start can put a positive light on the situation.

Legal Help When Filing for Bankruptcy

Statistics from the Administrative Office of the U.S. Courts indicate that as of Dec. 31, 2010, non-business bankruptcies had increased from the previous year. Compared to 1,412,838 filings in 2009, there were 1,536,799 filings in 2010. In 2011, that number dropped to 1,362,847 filings.

Contact a bankruptcy attorney at Warren & Migliaccio at 888-584-9614 if you are planning to file for bankruptcy. Our law firm can help you understand the pros and cons of filing for bankruptcy, and which type may be best for you. You may also take advantage of our FREE bankruptcy guide, which may help to answer many of your questions ahead of time.

Categories: Bankruptcy Tagged: Bankruptcy

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