In my role as a bankruptcy attorney here in Texas, I've helped many individuals dig out from under soul crushing debt. Each client brought a unique story and set of circumstances to the table but many of them also shared similar struggles and fears. Please allow me to tell you about Mr. Whirley. … [Read more...]
Avoiding Car Repossession in Chapter 7 Bankruptcy
When looking into the option of filing a Chapter 7 bankruptcy, one of the primary concerns for many is how to avoid car repossession. Most people realize the need to retain their vehicle and continue making payments on it. While you could surrender your vehicle if you choose, doing so may wind up … [Read more...]
5 Reasons to File Chapter 7 Bankruptcy
There are numerous potential reasons to file Chapter 7 bankruptcy, and usually there are several combined factors that lead someone to make that decision. Nobody wishes for financial hardships; but unfortunately, hard times and difficult circumstances force many Americans to seek solutions such as … [Read more...]
Barriers to Discharging Debt in Chapter 7 Bankruptcy
A Richardson Chapter 7 bankruptcy attorney discusses some of the most common barriers to filing for Chapter 7 bankruptcy and discharging debts. The process does not always go smoothly. Sometimes, a party involved in the process will challenge the filing or cause delays in the process for various … [Read more...]
Discharging Student Loans Through Chapter 7 Bankruptcy
A Richardson Chapter 7 bankruptcy attorney can help you with the bankruptcy process, which can discharge many debts, but generally not student loans. Unfortunately, student loans can leave a person with debt totaling tens or even hundreds of thousands of dollars. Paying off this amount of debt can … [Read more...]
Filing for Chapter 7
Why You May Want to Wait Before Filing a Chapter 7 Bankruptcy Case There are a few reasons why you may want to wait before filing a Chapter 7 bankruptcy case. Consult a bankruptcy attorney in Texas for help with the following considerations. High Income Individuals who recently were laid off or … [Read more...]
Chapter 7: Buy Some Time with Foreclosure in Texas
When you make the decision to file for Chapter 7 bankruptcy with foreclosure on the horizon, a bankruptcy court will issue an “automatic stay.” This integral part of bankruptcy cases will inform your creditors that they must immediately stop any attempts to collect debt. This will buy you some time … [Read more...]
What to Expect After Chapter 7 Bankruptcy Filings in Texas
Once you’ve gone through Chapter 7 bankruptcy filings in Texas, you may have questions about what to expect in life after filing. While you may have been able to take advantage of some Texas bankruptcy exemptions, you will be starting your financial life over. A Dallas bankruptcy attorney can help … [Read more...]
What You Should Know Before Filing Chapter 7
Chapter 7 bankruptcy filings in Texas may seem like the way to get out of financial trouble. However, even with Texas bankruptcy exemptions and the help of a Dallas bankruptcy attorney, you may be confused about whether Chapter 7 is right for you. When considering bankruptcy filings in Texas as an … [Read more...]
3 Vital Questions to Ask a Texas Chapter 7 Attorney
Before you decide to hire a Texas Chapter 7 attorney to help you deal with the bankruptcy courts in Texas, you should be confident in the attorney's experience and services. Not all attorneys handle all types of Texas bankruptcy filings, and some lack the necessary experience to take your case to … [Read more...]